Getting Qualified to Buy a Home

Start your home-buying journey with an initial consultation with Rob Vanovermeire or his expert team. We’ll discuss your needs, provide insider access to exclusive properties, and help you secure the best mortgage rates—book your appointment today to get started!

Schedule Appointment

Step three of buying a home in alberta

Most buyers require a mortgage to purchase a property. There are two types of mortgage pre-approvals: 

1. The lender pulls your credit history, but has not verified your income. 

2. The lender pulls your credit history, you have provided your proof of income and received a letter of approval from the lender. 

Most buyers go shopping without a proper pre-approval. Not having the proper pre-approval puts you at a disadvantage with the seller and that will not allow you to make a strong offer.  Always provide your proof of income to the lender before shopping. 

It’s best to not make any major purchases of any kind or career changes until after you take possession of your new home. Otherwise the lender may decline your mortgage. 

Get an immediate online pre-approval

Unlock the secrets to a successful home purchase! Sign up now to download our extensive Buyer's Guide, your essential roadmap to navigating the real estate market.

You can always contact Rob Directly at [email protected] or text 587-802-1885 
We look forward to helping you find the right home!

3dcover_5e21ef2025b5787356a3105f
Read Rob's Buyer Book to Learn What to Look For When hiring a Real Estate Agent
Rob Headshot circle frame

Book a Free 15-minute call
directly with Rob to get started!

Schedule Appointment